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Make your savingslast longer
Your retirement savings could be worth a lot more when you use CLIP, the Community Long-term Income Plan. Earn extra retirement income without increasing the amount that you put into your savings account.
You Always Get More Money with CLIP
See examples below.
Lee
Sam
Pat
Zee
Reg
Lee joins CLIP at age 30 with $25,000 saved and future monthly savings of $500. Lee plans to retire at 60 with monthly income of $4,000. With CLIP, Lee could have …
- More years of retirement income
- +8
- More retirement income
- 43%
- Remaining savings left to beneficiaries
- 85-100%
See How Much Longer Your Savings Can Last
Use the illustrator below or try our full calculator.
years
years
$
$
Saving Alone
Savings last until age 85
Saving with CLIP
Savings last until age 93
Based on monthly retirement income of $5,405.
- More years of retirement income
- +8
- More retirement income
- 43%
How CLIP Works
Harness the power of Community.
1. Join a Community of savers
- Before you retire, join a CLIP Community. Keep saving money in your retirement account just as you do today.
2. Build more savings
- Before and during retirement, your account earns credits in a Community Fund. These credits supplement your own savings.
3. Retire with extra income
- After you retire, turn your credits into extra retirement income in addition to income from your own savings.
2. Build more savings
- Before and during retirement, your account earns credits in a Community Fund. These credits supplement your own savings.
4. Contribute to the Community
- When you pass on, contribute a portion of your savings to the Community and leave the rest to your beneficiaries.